Loan to value LTV Ratio The ratio of the amount of your loan to the appraised value of the home The LTV will affect loan programs available to the borrower and generally the lower the LTV the more favorable the terms of the loan programs offered by lenders

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Loan-to-value (LTV) Ratio - The ratio of the amount of your loan to the appraised value of the home.
The LTV will affect loan programs available to the borrower and generally, the lower the LTV the more favorable the terms of the loan programs offered by lenders.
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